Because retirement planning is something that happens over such a long period of time, many people assume that it’s a process they can go through entirely on their own. While it’s true that certain elements of it can be managed adequately this way,...
In the simplest possible terms, a fixed index annuity is a tax-favored product that is offered by an insurance company. Instead of tying annual growth to an interest rate as is true with other investment opportunities, here your growth is measured against a stock...
The chasm between an investment and a quality investment is far deeper than people realize – especially those who are just now starting to think about important life events like retirement. If you truly want to make sure you pick more of the latter and as few of...
There are a lot of different things that people will tell you to “look for” when it comes to picking investments. Most of them are outward-facing, meaning that they’re concerned with the investment itself. The most critical, however, requires you to...
At its core, a MYGA (also commonly called a multi-year guaranteed annuity) is a very particular type of fixed annuity with an interest rate that is applied to invested funds for multiple years in a row – hence the name. In a lot of ways, they’re not too...
As you begin to develop your own retirement plan, you’ve probably encountered some variation of the following scenario time and again: You find an “expert” who promises to teach you the “secrets” of successful retirement planning –...
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